Huma Finance powers the first true "PayFi" protocol—a decentralized system that turns real-world income streams into accessible on-chain credit. Instead of purely crypto collateral, participants can use payroll, invoices, or remittances as backing, enabling businesses
Built on both Solana and BNB Smart Chain
Huma 2.0 for retail users on Solana (permissionless)
Huma Institutional for compliant institutional use cases Huma Finance+10Binance+10KuCoin+10CoinDesk+1Bitget+1Bitget
⚙️ Token Utilities & Ecosystem
Total Supply: 10 billion HUMA tokens Huma Finance+12Huma Finance+12Medium+12
Circulating Supply: ~1.7 billion (~17%) Messari+6Xtrust Help Center+6CryptoSlate+6
Core Token Use:
Governance via staking voting rights
Rewards for liquidity providers and ecosystem contributors
Value accrual: 50% of borrower fees are used to buy and burn HUMA, creating deflationary pressure CoinDesk+13Binance+13CryptoSlate+13KuCoin+4Xtrust Help Center+4Huma Finance+4
Allocation breakdown includes ecosystem incentives, early investors, team/advisors, listings & marketing Xtrust Help Center+1CryptoSlate+1.
🚀 Recent Milestones
Binance Launchpool & Listing:
Launched on Binance Launchpool from May 22–25, 2025 with staking BNB / FDUSD / USDC. Official listing for spot trading's HUMA/USDT and other pairs began May 26 at 13:00 UTC. Withdrawals unlocked May 27 Bitget+3Binance+3Huma Finance+3
New Exchange Listings:
Expanded to OKX, KuCoin, Bitget, Upbit, and Bithumb, widening access and trading liquidity globally Xtrust Help Center+2Messari+2Medium+2
Partnerships and Ecosystem Integration:
Joined the Global Dollar Network (GDN) on Solana on June 4, 2025 to support regulatory-compliant stablecoins across borders (e.g. USDG) Messari
OKX enabled margin trading and Simple Earn product support, raising HUMA liquidity and trading features
edit and real-world asset projects face stiff competition; successful adoption hinges on partnerships and institutional onboarding.
