Defi App (HOME) là gì? Nền tảng DeFi với trải nghiệm người dùng như CEX

Defi App is a DeFi platform that optimizes the experience for new users, integrating gasless transactions and multi-chain wallet management.

Built on account abstraction technology and ZeroDev architecture, Defi App helps eliminate technical barriers, supports cross-chain swaps, and is set to launch the Home Finance yield protocol, attracting hundreds of thousands of users with over $11 billion TVL within just a few months.

MAIN CONTENT

  • Defi App simplifies DeFi with gasless, multi-chain, and user-friendly interfaces.

  • Integration of diverse products: smart wallet, swap, perpetual trading, and yield farming.

  • Token $HOME focuses on governance and rewards, supporting sustainable community development.

What is Defi App?

Defi App is a modern DeFi platform aimed at providing a user-friendly experience for newcomers, eliminating complexity by offering an easy-to-use interface like CeFi while still retaining self-custody rights. As of June 2025, Defi App has attracted over 350,000 users with a total value locked of up to $11 billion, proving its growth potential and market fit.

This is a significant step forward, meeting the demand for easier access to DeFi for both newcomers and advanced users.

How does Defi App work?

Defi App operates based on account abstraction technology (EIP-4337) that helps hide the complex technical steps of blockchain. Users do not need to hold gas tokens, use manual bridges, or seed phrases to create and manage multi-chain wallets easily.

"We focus on building a smooth user experience, enabling everyone to access DeFi from the simplest first step without technical barriers" – Dan, Chief Design Officer, Blockworks Permissionless 2024.

Dan, CDO Defi App, 2024

Simple yet powerful operational mechanism

Thanks to account abstraction, Defi App automatically creates smart accounts across popular chains like EVM and Solana, syncing wallets for users to easily manage multi-chain assets without complex operations.

What are Gasless & Intent-Based Execution?

Through the ZeroDev architecture, Defi App supports transactions without the need for gas tokens. The "Intent-based swaps" model allows users to simply state their transaction intent (e.g., swap 1 ETH for USDC), and the system automatically optimizes the path, liquidity, and bridges to complete the transaction.

What products are in the Defi App ecosystem?

The Defi App ecosystem includes a variety of products to serve the multi-faceted DeFi needs from newbies to experts:

1. Smart Wallet & Account Abstraction

Smart Wallet automatically creates wallets on EVM and Solana, making it easier for newcomers to participate. It integrates login via email or social networks through Dynamic, while also supporting multi-wallet management on a unified interface.

2. Swap (Intent-Based)

Enables token swaps across multiple chains without the need for manual bridges. Integrates top liquidity providers like Jupiter, 1inch, Paraswap to ensure optimal trading with customizable slippage and flexible routing mechanisms.

3. Perpetual Trading (Perps Trading)

Supports trading with perpetual leverage, managing margin, funding rate, and liquidation prices. The interface provides all the tools for professional traders.

4. Home Finance (coming soon)

The yield farming protocol simplifies the process of depositing USDC, ETH, BTC into DeFi yield strategies, integrating platforms like Aave and Compound to optimize profits for both new and advanced users.

What are the outstanding characteristics of Defi App?

Defi App possesses many outstanding advantages that help expand the DeFi user base:

  • Gasless transactions: No need for gas tokens, eliminating a major barrier for newcomers.

  • Multi-chain by default: Smooth multi-chain support on EVM and Solana without manual bridges.

  • No seed phrase required: Login securely via email/social through Dynamic and Turnkey.

  • User-friendly UI/UX: An interface similar to familiar CeFi applications while retaining self-custody rights.

  • Mobile-first: The mobile app is set to launch on Google Play, enhancing user experience.

Overview of Token $HOME and tokenomics?

Token $HOME is an ERC-20 on the EVM platform, with the total supply yet to be officially announced as it is still in the design phase. $HOME plays a central role in the ecosystem with various utilities.

Planned Token allocation

Category Ratios Community & Ecosystem 45% Private Market Investors 10% Core Contributors & Grants 45%

Utilities of Token $HOME

  • Governance, allowing the community to vote on product decisions and transaction fees.

  • Staking to receive lower fee benefits and higher rewards.

  • Bribes & Boosts help the protocol compete for positions on the platform using $HOME.

  • Share fees and buy back tokens depending on community decisions.

Where can I store and trade Token Defi App?

Defi App integrates a multi-chain Smart Wallet, supporting wallet export to MetaMask, Phantom. Token $HOME has not been listed on any exchanges as it has not launched publicly.

What is the roadmap for Defi App?

Timeline Milestones Q4/2024 Closed Beta, launch of Perps trading Q1/2025 Mobile app Google Play, introduction of Token $HOME Q2/2025 Public Beta, iOS app, launch of Home Finance Q3/2025 Governance Portal, enhanced staking improvements

Who is on the project team?

  • Dan – Chief Design Officer, speaking at Blockworks Permissionless 2024.

  • Christopher & Doran – active members, frequently sharing knowledge on the official blog.

  • The team is anonymous in a builder-first style, supported by many top VCs.

Who are the investors and partners of Defi App?

Investors

  • Mechanism Capital leads the seed round.

  • Selini Capital, North Rock Digital, and reputable angel investors in the cryptocurrency industry.

Integration partners

  • Dynamic – manages login and security keys.

  • Turnkey – manages keys for Solana & EVM wallets.

  • ZeroDev – provides smart account on EVM.

  • Noise.xyz – developed according to community demands.

Similar projects to Defi App?

Project Highlights Zerion Multi-chain DeFi interface, does not support gasless transactions. Rabby Advanced DeFi wallet, complex for newcomers. Fire Simplifies Web3 wallets but lacks trading functionality. Rainbow Beautiful UX, limited gas sponsoring support.

Defi App leads with a fully integrated model: gasless transactions, perp trading, yield farming, mobile app, and simple login all in one platform.

Overview of Defi App?

Defi App is developing into the "super app" of DeFi, combining the friendly experience of CeFi and the self-custody power of DeFi. A valuation of $100 million with 2% of tokens sold to investors demonstrates a commitment to sustainable and fair community development. Token $HOME is designed to serve hundreds of thousands of real users, not just a decorative governance token.

Defi App leads the way in simplifying the experience, expanding adoption, and maintaining the spirit of self-custody in cryptocurrency.

Dan, Chief Design Officer, 2024

Frequently asked questions about Defi App

1. Is Defi App a wallet?

Defi App is not just a wallet, but a fully integrated DeFi platform including wallet, swap, perp trading, yield farming, and multi-chain asset management.

2. Do you need gas tokens to trade on Defi App?

No, Defi App supports gasless trading through smart accounts on EVM and paymaster on Solana, helping save costs and simplify the experience.

3. When will Token $HOME be released?

Currently, Token $HOME has not officially launched, the timing will be announced according to the roadmap plan in 2025.

4. Which blockchains does Defi App support?

Defi App supports multi-chain on EVM and Solana, allowing asset management and trading across popular platforms without manual bridges.

5. Who is behind Defi App?

The anonymous builder-first team is supported by large investment funds like Mechanism Capital, Selini Capital, along with experts like Dan, Christopher, and Doran.

Source: https://tintucbitcoin.com/defi-app-home-la-gi/

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