One of the most consistent cryptocurrencies in terms of its market cap ranking, XRP $XRP has been subject to large amounts of FUD since 2020, when the SEC filed a case against its parent company, Ripple Labs. Despite the negative publicity, XRP has managed to maintain its place in CoinMarketCap’s top 10, a position it has held since the inception of the rankings — and not only that, but it managed to rise up from the ashes and push back over $3 in January 2025.
At the time of writing (July 11, 2025), Ripple’s XRP is priced at $2.76, with a 24-hour change of +10.24% which is up from the previous day.
Here, we’re going to dive deep and explain the post-lawsuit state of Ripple and XRP, make an XRP price prediction for the next 10 years, look at what XRP and Ripple are (and how they differ), and discuss what affects the price of XRP and how to buy it in 5 simple steps.
Is XRP a good investment, and will it manage to reach $3 again by the end of 2025? This is a question that crosses the minds of many investors. Throughout this article, we’ll explore our XRP price prediction in detail, highlighting our price estimates for the coin over the coming years. Below, you will find a brief overview of these estimates:
End of 2025: Our analysis estimates that the XRP price could hit $2.35 by the end of 2025. As institutional adoption continues to grow and the Trump administration focuses on supporting the Web3 industry, these factors could combine to push XRP towards the upside.
End of 2026: Continuing its move, we predict XRP will climb to a peak price of $5.87 by the end of 2026, unless a broad market downturn hits the sector.
End of 2030: The uptake of cryptocurrencies should continue to surge as pro-crypto regulations around the globe give investors a useful framework to operate in, and more merchants accept cryptocurrencies as payment for goods and services. In this case, XRP is most likely to attract a lot of institutions looking to get set up in the crypto space, boosting XRP’s price to a potential $116.20 by 2030 in the process.
XRP Price Predictions 2026-2035
Below, we look at what the future holds for XRP, looking to answer the question “Will XRP go up?” and, as we do so, making XRP price predictions for each year between now and 2034. As you will see from the table below, we do believe that XRP has a strong future ahead.
XRP Price Prediction for 2025
2025 is shaping up to be a significant year for XRP, with its legal troubles officially behind it. In March 2025, Ripple Labs was ordered to pay a $50 million penalty (reduced from $125 million), which is far less than the $2 billion initially sought by the SEC — and the court confirmed that XRP is not a security. This high-profile legal victory, along with the dismissal of charges against Ripple CEO Brad Garlinghouse and its co-founder Chris Larsen, has improved market sentiment around XRP.
The April 2024 Bitcoin halving, approvals of BTC and ETH spot ETFs, and speculation about the (now-executed) launch of an XRP ETF drew huge attention and capital into the crypto market last year — sparking a tradfi industry trend which has continued ever since. As a top-ranking cryptocurrency, XRP is well-positioned to benefit from this ongoing increased market activity.
In early 2025, XRP reached a high of $3.40, riding a pump inspired by Donald Trump’s election victory and Ripple’s RLUSD stablecoin launch in December 2024. The stablecoin’s success enhanced XRP’s liquidity and utility, adding momentum to its rally. The pro-crypto stance of the new US administration and Bitcoin’s strong post-halving performance have also positively influenced XRP’s market dynamics.
In April 2025, the first XRP ETF launched in the United States, giving bulls an even more optimistic outlook.
Our current XRP price prediction for 2025 is fully laid out in the table below:
XRP Price Prediction for 2026
2026 might be the calm after the storm of dizzying peaks seen in 2025 — and we may see higher prices sustained for longer, as regulatory bodies around the globe continue to implement frameworks for cryptocurrencies to exist within.
For XRP, this improved regulatory dynamic is a good sign, because as more countries implement pro-crypto regulations, more financial institutions will be open to using Ripple’s services via the XRP Ledger. Therefore, we should continue seeing growth in the Ripple ecosystem during 2026, as international value transfers increasingly become the main utility of the XRP Ledger and the XRP cryptocurrency.
By the end of 2026, we can also expect the development and testing of central bank digital currencies (CBDCs) to have grown significantly in some nations, and we may even see the rollout of CBDCs in some territories. Ripple already offers CBDC services, and is currently in talks with over 20 countries regarding the implementation of CBDCs. These advancements represent good news for Ripple and XRP, and should help to combat any downward price pressure caused by macroeconomic instability.
These positive considerations mean that our XRP price prediction for 2026 includes a bullish valuation for XRP, with a high of $5.87, a low of $3.53, and an average price of $4.70.
XRP Price Prediction for 2027
As we gaze further into the future it becomes more difficult to predict XRPs price. However, in 2027, we expect the continued uptake of digital currencies, including CBDCs, and blockchain technology.
XRP is well placed to fare well as the institutional use of cryptocurrencies grows, with Ripple at the helm steering institutional money onto the chain, creating more and more value transfer utility and, as a consequence, increasing demand for XRP.
2027 is also when it is expected that the final distribution of tokens from Ripple’s huge, 55 billion XRP escrow cache is expected to happen. This will mean that the full supply of XRP will finally be circulating in the digital economy. With this, XRP can now take on its true deflationary status, as transaction fees continue to be burned on the network. It is worth noting, however, that Ripple continue to re-lock a part of the supply in each month that it unlocks, which is likely to extending this date out later into 2027 or even into 2028.
As a result, 2027 is likely to be a year when XRP witnesses continued growth and adoption, adding overall upward pressure to the token price, not necessarily resulting in new highs for XRP, but a tighter trading range. That’s why our 2027 price prediction features a high of $13.75, a low of $5.10 and a median price of $ 8.90.
XRP Price Prediction for 2028
2028 is the date for the 5th Bitcoin Halving. While many would say that Bitcoin and the markets will continue to follow previous cycles, the growing adoption of cryptocurrencies, along with increased utility that we cannot predict yet, are likely to have partially broken the effectiveness of these cyclic predictions.
The now regular use of digital assets might even fuel a buying spree for Bitcoin before the Halving Event, but XRP, and other cryptocurrencies, might have decoupled from the price of Bitcoin and be on their own trajectory.
We can also look to the continued adoption of CBDCs, RippleNet, and the XRP Ledger, along with the continued deflating of the XRP token supply to put upward pressure on the price of XRP.
This leads us to predict highs of $30.10 for XRP in 2028, along with greater price stability and a median price of $15.95, and a low of $7.12.
XRP Price Prediction for 2029
If the cyclic nature of Bitcoin continues to be true, 2029 will see new ATHs for Bitcoin and digital assets—yet these are not predicted to be the same aggressively large gain as witnessed in years past.
Despite its partial decoupling from the Bitcoin price a couple of years ago, the price of XRP will still be dragged upward, reaching highs of $61.39, hitting a low of $9.57, and having a median price of $26.97.
XRP Price Prediction for 2030
While 2030 is when we will likely see the fallout of the previous year’s Bitcoin Halving this will be nowhere near as severe as before—with global regulatory frameworks for digital assets firmly in place and adoption and utility at an all-time global high.
Ripple, using the XRP Ledger, could have greatly improved global remittance, an industry that is expected to be valued at $213 billion by this year—alongside the other financial products and utilities that have been brought to the XRP Ledger between now and 2030.
While it is impossible to predict the pace at which digital currencies and their utilities will grow and evolve our XRP price prediction concludes with what would be deemed a successfully stable XRP price prediction for 2030, with a high of $116.20, a low of $12.38, and an average price of $ 42.94.
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