$XRP Price (July 12, 2025)

- Price: $2.80 USD, up 9.38% in 24 hours, 26.10% in a week, 480% in a month.

- Market Cap: $165.58B, third-largest crypto.

### Why $XRP Is Rising

1. SEC Lawsuit Resolved: 2025 settlement clarified XRP’s non-security status, boosting confidence.

2. Pro-Crypto Climate: Trump’s 2024 election fuels ETF approval hopes for 2025.

3. Adoption: RippleNet’s payment system and new EVM sidechain expand XRP’s use.

4. Market Buzz: High trading volumes and $100M in options show strong interest; $3 predicted soon.

5. Escrow: Ripple’s 38B XRP in escrow may drive scarcity by 2035.

### Challenges

- Centralization: Ripple’s large XRP holdings and validator control raise concerns.

- Volatility: High price swings, with a 10% drop in January 2025.

- Concentrated Ownership: Top holders control 70% of XRP.

### Outlook

XRP’s growth relies on adoption, regulatory clarity, and market trends. ETF approval could boost value, but volatility and risks remain. Check CoinMarketCap for updates.$XRP