How to scientifically layout in #长期持有策略 2025?

In the highly volatile environment of the crypto market, long-term holding (HODLing) is the core strategy to resist short-term noise and capture industry dividends. Binance officials point out that successful long-term holding requires a balance of **asset selection, diversified allocation, and psychological discipline**, rather than blindly locking positions. Here are the key points:

#### 🔍 **1. Choosing the right assets is fundamental**

- **Mainstream coins as ballast**: BTC (store of value) and ETH (smart contract ecosystem) are the 'core positions' of long-term portfolios due to their historical resilience and ongoing innovation.

- **Potential sectors as supplements**: Invest in platform coins such as BNB (exchange ecosystem dividends), SOL (high-performance chains), or emerging public chains to capture growth in niche areas, but it is recommended to keep positions ≤20%.

> *Key principle: Choose assets with strong ecosystems, practical application scenarios, and active developers, and avoid speculative tokens.*

#### ⚖️ **2. Dynamic allocation reduces risk**

- **Diversification is key**: Refer to Binance's suggested allocation model: 50% mainstream coins + 20% platform ecosystem coins + 15% emerging sectors (DeFi, AI, etc.) + 15% stablecoins/gold ETFs for hedging.

- **Dollar-cost averaging smooths costs**: Use the dollar-cost averaging (DCA) method to regularly invest a fixed amount in target assets, avoiding timing pressures, especially suitable for volatile markets. For example, consistently invest in BTC/ETH monthly to long-term average down the price.