**Huma Finance: Key Benefits in 100 Words**
Huma Finance revolutionizes DeFi lending with its **credit-based** infrastructure. Key advantages:
1. **Under collateralized Loans** – Borrow without over pledging, using on-chain reputation.
2. **Cross-Chain Support** – Access credit across Ethereum, Base, and OP Mainnet.
3. **Real-World Use Cases** – Enables payroll advances, SME financing, and invoice factoring.
4. **Risk Isolation Pools** – Lenders choose exposure levels for safer yields.
5. **ERC-20 Receivables** – Businesses can tokenize future cash flows as collateral.
Unlike traditional DeFi protocols, Huma combines **credit scoring** with blockchain transparency, bridging Web3 and real-world finance. Early users report **15-25% APY** for liquidity providers.
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🚀 **2024 Edge**: Its "Credit Vaults" let DAOs and corporations create customized lending markets. *(100 words)*
💡 **Try**: Start with their Base Network demo for gas-efficient testing.
