$HUMA Huma Finance (HUMA) is a cryptocurrency that operates as the first "PayFi" network. Essentially, it aims to bridge traditional finance with decentralized finance (DeFi) by enabling the financing of global payments using stablecoins and on-chain liquidity.
Here's a breakdown of what that means and its connection to USDT:
* PayFi Network: Huma Finance's core mission is to provide instant and efficient access to liquidity for global payment institutions. This means facilitating settlements 24/7 for various PayFi use cases, such as cross-border payments, credit cards, and trade finance.
* Income as Collateral: Unlike traditional DeFi where crypto assets are typically used as collateral, Huma Finance allows users to secure credit based on projected income or invoices. This innovative approach aims to make credit accessible to individuals and businesses who might not have significant crypto holdings.
* HUMA Token: The native utility and governance token of the Huma Finance ecosystem is HUMA. It allows holders to participate in protocol governance (voting on key decisions), incentivizes liquidity providers, and may serve as an ecosystem currency for advanced features in the future.
* HUMA/USDT Trading: You'll frequently see HUMA paired with USDT (Tether). This is because USDT is a stablecoin pegged to the US dollar, making it a common and liquid trading pair for many cryptocurrencies. When you see "HUMA USDT," it refers to the exchange rate between Huma Finance tokens and Tether (USDT). This pair is available on major cryptocurrency exchanges like Binance.
* Recent Performance: As of July 11, 2025, HUMA has seen some price fluctuations. While it has shown recent increases in the last 24 hours and 7 days, it has decreased against USDT over the last 30 days.
In essence, Huma Finance is building a system to make global payments and credit more efficient and accessible by leveraging blockchain technology and stablecoins like USDT.
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