@Huma Finance 🟣 #HumaFinaince What Is Huma Finance?

🔥A Decentralized PayFi protocol, Huma lets users borrow and lend by turning future income (e.g., wages, invoices, remittances) into on‑chain collateral .

It supports real-time stablecoin liquidity via programmable smart contracts — enabling instant payments and settlement .

🌐 Token & Ecosystem

The native HUMA token (10 B max supply) powers governance, staking, and liquidity incentives. A portion of platform fees (≈50%) is used to buy back and burn HUMA, introducing deflationary pressure .

It launched on May 26, 2025, on Binance, KuCoin, Bitget, OKX, and others, and supports both Solana (SPL) and BNB (BEP‑20) networks .

📈 Funding & History

Founded in 2022, Huma raised $8.3 M in seed funding, and $38 M in Series A in Sept 2024 — totaling over $46 M .

🪙In June 2025, it launched “Huma 2.0” offering permissionless yield strategies on Solana and integrated with existing payment infrastructures .

Use Cases & Benefits

Bridges on‑chain and real‑world finance by letting users like individuals and small businesses collateralize future income .

Offers dual-access models: retail (permissionless) and institutional credit rails.