What is Huma Finance?

#HUMAFINANCE🟣 CE🟣

#HumaFinanceLaunch

DeFi protocol for income and receivables: Huma enables the use of future revenues—such as salaries and invoices—as collateral for decentralized financing, instead of relying solely on crypto assets @Huma Finance 🟣 .

It calls itself the world's first “PayFi” network, empowering institutions and individuals to access instant liquidity in stablecoins like USDC/USDT .

🎯 Business Model – PayFi

Real revenues (such as invoices or salaries) are tokenized and entered on the blockchain, and are used as collateral for credit. @Huma Finance 🟣

Lenders on the blockchain fund the liquidity, while borrowers provide liquidity in exchange for fees and interest, partially distributed to them

Supports institutions like Solana and Stellar, with funding partnerships with Circle, Galaxy Digital, and others .

💰 Funding and Expansion

Raised $8.3 million in a Seed funding round in February 2023 led by Race Capital and Distributed Global .

In September 2024, raised $38 million in a Series A round along with a merger with Arf to expand liquidity services backed by real assets .

🌐 Recent Updates

🧩 Summary

Huma Finance is an innovative decentralized financing platform that relies on real revenues as collateral, aimed at businesses and individuals in emerging markets. The platform combines blockchain technologies, stablecoins, and income mining mechanisms to provide instant liquidity, returns, $HUMA