#HumaFinance Key Aspects of Huma Finance

Income-Backed Credit: Unlike many traditional DeFi protocols that often require crypto assets as collateral, Huma Finance allows users to obtain credit based on real-world income streams, invoices, or future payments. This makes DeFi more accessible for individuals, small businesses, and users in emerging markets who may not have large amounts of cryptocurrency. @Huma Finance 🟣

Global Payments and Liquidity: Huma facilitates 24/7 settlements for global payments using stablecoins and on-chain liquidity. Its goal is to make cross-border transactions, trade financing, and other payment-related activities faster, more transparent, and more efficient than traditional systems.

PayFi Stack: Huma operates on a six-layer modular framework that integrates high-speed blockchains (like Solana), stablecoins (like USDC), custody, regulatory compliance, financing, and applications.

Dual Offerings: It provides both a permissionless platform for retail investors and a permissioned service for institutional players, ensuring compliance with regulations such as AML (Anti-Money Laundering).