💼 Huma Finance – Loans without collateral, just need… income
While most DeFi protocols require asset collateral to borrow, Huma Finance is taking a different approach:
Lending based on future cash flow – such as salary, Web3 revenue, wallet activity history.
🔍 The first protocol supporting “income-backed lending” on Web3
📈 Applicable for individuals, freelancers, small businesses
🔐 Everything operates through smart contracts – transparent, no intermediaries
Instead of asking how many assets you have, Huma asks: “What kind of cash flow are you generating?”
That is how decentralized finance gets closer to real life.
$HUMA is the token used for staking, governance, and accessing the financial services of the ecosystem.
👉 Follow me to explore more DeFi protocols that serve real life like Huma Finance!