Binance Launchpool Phase 70 | Huma Finance: Redefining the Value Proposition of Income Financial Projects in the Digital Age

Huma Finance has built the world's first open financial protocol based on on-chain income assets, creating a decentralized PayFi ecosystem by tokenizing future income (such as salaries and accounts receivable).

Key Innovations

​​Asset Securitization Breakthrough​​First to introduce the "Income Proof" collateral mechanism to realize early cash flow monetization for individuals/enterprises​​Cross-Chain Financial Infrastructure​​Dual-chain architecture ensures efficient settlement with an average TPS of over 2000, and transaction fees reduced by 80%​​Financial Democratization Practice​​Eliminating traditional credit barriers with the minimum lending unit reduced to $10

Market Milestones

Selected as a key incubation project by Binance for 2025; Token HUMA surpassed 100 million in trading volume on its first day; Protocol TVL with an average monthly growth rate of 35%

Industry Innovation

​​DeFi 2.0 Benchmark​​Completed protocol-level integration of RWA and DeFi, developing 12 innovative financial derivatives​​Community Governance​​Over 100,000 token holders with a proposal approval rate of 92%

Technical Breakthroughs

Dynamic Risk Assessment Model (accuracy 98%); Smart Contract Automatic Settlement System; Cross-chain Asset Interoperability Protocol

Participation Channels

​​Yield Farming​​BNB Staking Pool with an annual yield of over 85% starting from 0.1 BNB​​Ecosystem Co-construction​​Experience mobile lending DApp and participate in governance to earn rewards

@Huma Finance 🟣

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