#HumaFinance @HumaFinance What distinguishes Huma Finance?

- The world's first PayFi network: Enables 24/7 payment settlement using stablecoins like USDC, eliminating traditional delays in bank transfers.

- Real returns: Offers investors annual returns of up to 10.5%, resulting from real financial activities such as receivables financing and card payments.

- Three-layer infrastructure:

- Transaction layer: Relies on the Solana network for instant settlement.

- Currency layer: Uses stablecoins to reduce market volatility.

- Finance layer: Allows businesses to obtain instant liquidity against their receivables.

🪙 What is the $HUMA token?

- The governance and utility token within the ecosystem.

- Used for voting on protocol decisions, providing rewards, and paying fees.

- Total supply: 10 billion tokens.

🧠 Who is behind the project?

- Founders: Arbil Karaman and Richard Liu, both experienced from Google, Earnin, and Leap.ai.

- Backed by major partners such as: Solana, Circle, Stellar Development Foundation, and Galaxy Digital.

📈 Use cases

- Accelerating global payments.

- Financing small and medium enterprises.

- Supporting workers in the gig economy.

- Reducing cross-border transfer costs.