#HumaFinance @HumaFinance What distinguishes Huma Finance?
- The world's first PayFi network: Enables 24/7 payment settlement using stablecoins like USDC, eliminating traditional delays in bank transfers.
- Real returns: Offers investors annual returns of up to 10.5%, resulting from real financial activities such as receivables financing and card payments.
- Three-layer infrastructure:
- Transaction layer: Relies on the Solana network for instant settlement.
- Currency layer: Uses stablecoins to reduce market volatility.
- Finance layer: Allows businesses to obtain instant liquidity against their receivables.
🪙 What is the $HUMA token?
- The governance and utility token within the ecosystem.
- Used for voting on protocol decisions, providing rewards, and paying fees.
- Total supply: 10 billion tokens.
🧠 Who is behind the project?
- Founders: Arbil Karaman and Richard Liu, both experienced from Google, Earnin, and Leap.ai.
- Backed by major partners such as: Solana, Circle, Stellar Development Foundation, and Galaxy Digital.
📈 Use cases
- Accelerating global payments.
- Financing small and medium enterprises.
- Supporting workers in the gig economy.
- Reducing cross-border transfer costs.