@Huma Finance 🟣 is the first PayFi network and a pioneer in the rapidly growing PayFi ecosystem. It enables global payment institutions to settle payments 24/7 using stablecoins and on-chain liquidity, bringing speed, transparency, and efficiency to traditionally slow financial infrastructure. Backed by strategic partners, including Solana, Circle, Stellar Development Foundation (SDF), Galaxy Digital, and others, Huma has processed over $3.8 billion in transaction volume and delivered double-digit real-world yield to its LPs.

The Huma Protocol is offered in two forms:

Huma (Permissionless) – Launched in April 2025, this version is open to all, allowing retail investors to participate in Huma pools and join the broader PayFi movement.

Huma Institutional – A permissioned service tailored for institutional investors, offering access to curated, receivables-backed credit opportunities within a regulated framework.

We're excited to announce the launch of Huma 2.0—our next leap forward in making decentralized finance truly accessible. Huma 2.0 introduces a permissionless model that allows anyone to tap into institutional-grade PayFi yields—opportunities that were previously reserved for professional investors. By integrating with leading DeFi protocols on Solana, Huma 2.0 unlocks the full power of PayFi and DeFi combined.

Huma 2.0 is now the flagship product of Huma Finance, branded simply as Huma.

The existing permissioned service continues under the Huma Institutional brand, providing curated access for institutional partners with tailored requirements.