Huma Finance is a decentralized finance (DeFi) protocol focused on unlocking real-world asset-backed lending. It enables users to access crypto loans using off-chain assets like invoices, salaries, or other income streams as collateral. Built on blockchain, Huma provides transparency, efficiency, and reduced risk in credit markets. The platform supports both borrowers and lenders, aiming to make credit accessible to a broader population, especially in underserved regions. Through smart contracts and tokenized real-world assets, Huma Finance bridges traditional finance and Web3. It has partnered with various fintechs and DAOs to expand decentralized credit infrastructure and grow the on-chain lending ecosystem.
