#HumaFinance Huma Finance is a decentralized PayFi (Payment Finance) protocol that enables real-time, stablecoin-backed payments and credit. $HUMA UMA It allows businesses to access on-chain liquidity instantly by tokenizing real-world receivables, such as invoices and trade payables. The protocol merges traditional finance's credit mechanisms with blockchain's speed and transparency. @Huma Finance 🟣

*Key Features:*

- *Real-World Receivables as Collateral*: Businesses can use tokenized invoices and trade payables as collateral to access liquidity.

- *Decentralized Governance*: The HUMA token enables governance voting, staking rewards, and deflationary fee burns.

- *Stablecoin-Backed Payments*: Huma Finance uses stablecoins like USDT for real-time settlement.

- *Permissionless Liquidity Pools*: Huma 2.0 offers sustainable double-digit yields derived from real-world payment activity.

*How It Works:*

- Businesses deposit invoices or payables on-chain and receive USDC or USDT upfront, minus a small fee.

- Liquidity providers supply stablecoins to Huma pools and earn predictable stablecoin yields plus HUMA token rewards.

- The protocol assesses creditworthiness based on revenue streams and payment history rather than requiring over-collateralization.

*HUMA Token:*

- *Token Supply*: 10 billion HUMA

- *Genesis Circulation*: ~1.73 billion HUMA (17.3%) via liquidity incentives, airdrops, and exchange launchpools

- *Tokenomics*: 50% of protocol fees buy back and burn HUMA, reducing net supply and supporting token price.

*Benefits:*

- *Instant Payments*: Merchants and suppliers receive payments instantly.

- *Low Fees*: Migrant workers can send money home without excessive remittance fees.

- *Transparent Yields*: Liquidity providers earn dependable stablecoin yields plus HUMA governance rewards