#SECETFApproval What is Huma Finance?
Huma Finance is a DeFi protocol focusing on real-world asset (RWA) lending and income-backed financing.
It aims to bring on-chain lending based on real-world income streams, enabling credit to people and businesses without heavy collateral requirements.
Key Features:
✅ Income-backed lending:
Allows individuals and small businesses to borrow against future income streams (e.g., invoices, stable income).
✅ Real-world asset tokenization:
Connects on-chain DeFi liquidity with real-world cash flows.
✅ Decentralized credit marketplace:
Enables lenders and borrowers to interact transparently, using smart contracts for agreements.
✅ Compliance layers:
Uses permissioned pools with KYC/AML as needed for institutional partners.
