#HumaFinance

@Huma Finance 🟣

📌 What Is Huma Finance (HUMA)?

PayFi Protocol built on Solana, empowering users and businesses to finance real-world receivables—like invoices, payroll, remittances—with instant liquidity via stablecoin pools .

Supports tokenized payment financing, enabling borrowers to receive USDC/USDT upfront in exchange for off-chain future payments, while liquidity providers earn stablecoin yield plus HUMA rewards .

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🔹 Token & Utility

Total supply: 10 billion HUMA; coin burns driven by protocol fees—50% of fees used to buy back and burn tokens, adding deflationary pressure .

Staking & Governance: Token holders can stake and vote on protocol parameters (fees, incentive distributions, asset listings) .

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🚀 Latest News & Ecosystem Updates

Price movements: Jumped ~20% in mid‑June, peaking near $0.054 before dipping to ~$0.050. Volume spiked ~38%, driven by staking rates above 70% and launch of Huma 2.0 with reopened deposits .

Strategic integrations:

Deployed on Solana with low fees (~$0.0025 per tx) and 400 ms finality .

Partnered with Global Dollar Network (June 2025) to enhance cross-chain and stablecoin access .

Integrated with Stargate for seamless cross‑chain liquidity and US-based exchange listings (Binance, KuCoin, XT.com, CoinDCX) .

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💰 Market Stats Snapshot

Market cap: ~$56 M (circulating ~1.73 B HUMA) .

24h volume: ~$22 M (CoinMarketCap), $34 M) on CoinGecko .

Price range: $0.03–$0.07 over recent months; ATH near $0.069 (May 27, 2025), ATL ~$0.029 (June 26) .

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✅ Pros & ⚠️ Cons

Pros:

Real-world asset collateralization, strong DeFi + institutional appeal (Circle, Solana Foundation, Galaxy Digital backing) .

Deflationary token model via % buy‑backs and burns .

Deepening interoperability across chains and on‑ramps via exchanges & Stargate .

Cons:

Volatility is high; price dropped from highs ($0.03).

Fintech/DeFi adoption can lag, and smart‑contract vulnerabilities persist .