@Huma Finance 🟣 #Humafinance

Huma Finance is the world's first decentralized PayFi network, combining real‑time global payments with on‑chain liquidity. It enables payroll, invoices, and future income to serve as collateral, unlocking credit without traditional asset backing . Its utility and governance token, HUMA, powers fees, staking, and on-chain governance . Founded in 2022 by Erbil Karaman and Richard Liu, Huma raised $8.3 M in seed funding and $38 M in Series A, supports both permissionless and institutional usage, and leverages Solana and Stellar for fast, 24/7 stablecoin settlements . Its goal: streamline cross-border PayFi with programmable payments for individuals, businesses, and liquidity providers.