Huma is a decentralized real yield platform deployed on Solana, providing users with stable returns driven by real payment financing activities through its PayFi network. Retail investors can participate in Huma 2.0, with the platform supporting Classic mode (10.5% USDC annualized) and Maxi mode (no annualized but high feather points), and issuing tradable LP tokens $PST, compatible with DeFi protocols like Jupiter.