If you were savvy enough to invest in Bitcoin a decade ago, you might have achieved unimaginable returns. In fact, just by investing in Bitcoin right before President Donald Trump's election victory last November, you would have seen an increase of over 61%, far outpacing the overall stock market performance.
Whether you love or are skeptical about this digital asset, the undeniable reality is that Bitcoin is increasingly being accepted widely in the traditional financial world. So, will there come a day when we use Bitcoin to buy our daily groceries? This is uncertain, but the value of Bitcoin is almost certainly going to continue to rise. Here are the top three reasons to invest in Bitcoin before 2028.
1. Digital gold
Although Bitcoin does not behave exactly like gold in every situation, many investors still view it as a form of "digital gold" – a special asset with the potential to hedge against inflation.
The main reason comes from the limited supply characteristic: only 21 million Bitcoins will be created throughout the entire history of the network. As of May this year, over 93% of the Bitcoin supply has been mined, and the remaining will be "mined" very slowly over the next 100 years due to the halving mechanism – causing the rate of new Bitcoin issuance to slow down.
Even Philippe Laffont, the founder of Coatue Management – one of the leading tech investment funds – admitted he was wrong to miss the opportunity to invest in Bitcoin. He shared on CNBC that:
"As long as others believe it has value, it will continue to increase in value – and that's something we missed out on."
2. The position of gold is rising – and so is Bitcoin
In the past 5 years, the price of gold has increased by about 83% – still lower than the S&P 500 but a decent result for an asset considered "boring." However, Bitcoin has outperformed both gold and the stock market in the same timeframe.
One reason both gold and Bitcoin are experiencing strong growth is the growing concern about the fiscal situation in the United States. Fiscal year 2024 recorded a deficit of over $1.8 trillion, and the total public debt has now surpassed $36 trillion. The government's need to pay interest on this massive debt is consuming a large portion of the budget, putting pressure on other spending areas.
Experts are concerned that the U.S. may need to "grow its way out of debt," which means inflation could rise in the future. This unstable financial backdrop is the environment where assets like gold – and now Bitcoin – can shine.
Additionally, Trump's proposal for the "One Big Beautiful Bill" is said to exacerbate the budget deficit. This further reinforces the notion that non-traditional assets like Bitcoin are a reasonable long-term investment.
3. Financial acceptance is accelerating
Regardless of what you think about cryptocurrency, one thing is clear: Bitcoin is increasingly being viewed by investors as having real value – and this is evident through the widespread acceptance in the traditional finance sector.
Many brokerage firms today support the buying and selling of Bitcoin. Major banks are also starting to offer digital asset custody services for institutional clients. Notably, BlackRock – the world's largest asset manager – has recommended that investors allocate 2% of a multi-asset portfolio to Bitcoin. As Bitcoin's volatility gradually decreases, such recommendations will become more common.
Under the cryptocurrency-friendly administration of President Trump, the U.S. launched the Bitcoin Strategic Reserve Fund to seek neutral options for purchasing Bitcoin with the budget. This is a sign that Bitcoin is becoming a part of the modern financial system.
Conclusion
Bitcoin is no longer a mere "speculative" phenomenon – it is becoming a widely recognized asset with real economic value. In the context of soaring public debt, potential inflation, and increasing acceptance from the financial world, investing in Bitcoin before 2028 could be a strategic move for a long-term portfolio.