New XRP Rich List data shows you need 50,637+ XRP to be in the top 1%, with only 663 wallets holding over 5 million XRP globally.

Analyst reveals just 0.01% of the global population holds XRP, urging long-term holders to focus on cold storage and emotional discipline.

As per reports from XRPScan and a detailed on-chain snapshot shared in early July 2025, crypto analyst Edoardo Farina highlighted the updated “XRP Rich List,” which ranks XRP wallets based on their holdings and reveals how rare it is to be among the top XRP holders.

Having said that, XRP holders are relatively rare because of how the token was initially distributed, the high cost required to reach top holding tiers, and the tendency of early buyers to sell their XRP too soon.

What Is the XRP Bridge List?

For those unfamiliar, the XRP bridge list tracks all existing XRP wallets and categorizes them based on how much XRP they hold. It shows how much XRP is required to enter the top 10 percent, 5 percent, or even the top 0.01 percent of holders.

According to the latest data, there are 6.6 million XRP wallets, but the analyst estimates there are fewer than 1 million real XRP holders worldwide. That means just 0.01 percent of the global population holds XRP, making XRP ownership far rarer than many might expect.

Here’s What It Takes to Be a Top XRP Holder

According to the latest data, there are about 6.6 million XRP wallets in existence. However, the number of actual holders is much lower due to duplicate wallets, dust accounts, and users with multiple addresses. The analyst estimates there are fewer than 1 million real XRP holders globally, that’s just 0.01% of the world’s population.

To be in the top 10 percent, you currently need 2,486 XRP. For the top 5 percent, the number rises to 8,758 XRP. To enter the top 1 percent, you need more than 50,000 XRP. If you hold 50,637 XRP or more, you are considered a whale.

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