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携手成长,风雨同行
币安Binance华语
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#广场8周年狂欢 Day 4 Lucky Red Packet 🧧 - Growth 🌱
Eight years hand in hand, witnessing the power of growth together
Through wind and rain, stepping towards a more glorious future
Participate in the comments section to share 288 USDT 🎉
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币安8周年快乐
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Huma Finance is a decentralized protocol that enables lending and borrowing by using income and receivables as collateral. It connects real-world financial activity with decentralized infrastructure. The project introduces a PayFi model, which allows access to credit based on projected income rather than crypto asset holdings. This model supports individuals, small businesses, and users in underserved financial environments. HUMA is the utility and governance token of the Huma Finance ecosystem. It is used for protocol operations, governance participation, and supports features such as programmable payments, real-time liquidity, and on-chain underwriting. The protocol operates on income-based collateralization, permitting users to secure credit with future income streams including payroll, invoices, and remittances. It integrates on-chain and off-chain data for automated underwriting and uses smart contracts to manage repayment flows and settlement. #Humafinance @Huma Finance 🟣
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