Why XRP is a Bad Investment (My Take):
🚫 Banks' Coin, Not Crypto's:
XRP serves institutions — the very system crypto aims to disrupt. Banks aren't friends!
💰 Zero Store of Value:
Pure transactional tool: money in → instant out. No incentive to hold, no scarcity, no long-term value.
📉 Utility ≠ Price Growth:
Fast transfers? Sure. But banks using XRP doesn’t boost its price. Ripple (centralized!) controls most supply.
⚡️ Designed for Dumping:
Why hold a token nobody wants to keep? Pure speculation on bank adoption — which keeps underdelivering.
XRP is a doorman token for banks — not an asset.
Key issue: XRP optimizes the legacy system — it doesn’t disrupt or store value.
