Here we go!

When it comes to loans,
actually I have always had loans for my car and house [sigh].

The 911 was bought during the last bull market, I forgot whether the loan was for three or five years,
the house was also changed at that time, and there are still decades of loans to pay off slowly.

The down payment made back then, now looking back, is just a small fraction of today’s cash.

But to be honest, these things aren't worth much.
As long as I live comfortably, that’s enough; essentially, they are all consumables.

I have thought about changing things up, but the reality is more low-key, and I don’t have much desire to show off socially; I’m quite satisfied with what I have. Tinkering around seems meaningless.
Maybe in a few years, I’ll think about changing again.

A few years ago, I would often buy some luxury clothes, bags, and such.
This year, I’ve gone very little.

Now I feel that,
as you reach a certain age, maintaining a good physique is the best luxury.
It represents discipline, health, and is full of energy.
And then just having peace and safety at home is good enough.