🇨🇦 Bank of Canada Maps Out Retail CBDC Blueprint in New Research Paper

The Bank of Canada has outlined a technical path for a digital Canadian dollar, proposing a privacy-focused, high-speed system for everyday retail payments.

🧠 The study explores the OpenCBDC 2PC model — developed with MIT’s Digital Currency Initiative — offering a design that balances:

🔐 User privacy

⚡ Transaction speed

🌐 Decentralization

📋 While ensuring auditability & compliance

📉 Challenges remain:

• Scaling performance

• Integrating with current payment infrastructure

This marks a major step toward a potential Canadian CBDC, bringing digital cash closer to reality.

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