When I was your age, I didn't even have a car. You're already better than many people. Start with something else, reset your mindset, and slowly start over. A liquidation isn't scary; as long as you haven't lost your head, there's still hope. In a few years, when you look back, this will just be a small episode in your life. There's no obstacle that you can't overcome. Life is inherently full of twists and turns. A few years ago, I lost 1 million when buying a house, which was money that my spouse and I saved up from years of hard work. A few hundred thousand isn't really considered much, especially since it was money you earned before. Don't let a temporary setback shake your previous confidence; pick yourself up again.