**RIPPLE APPLIES FOR A BANKING LICENSE IN THE UNITED STATES**
* Ripple has submitted an application to the U.S. Office of the Comptroller of the Currency (OCC) for a national banking license.
* Obtaining the license would allow the company to offer cryptocurrency services under federal supervision, aiming to enhance the security of its RLUSD stablecoin.
* This is a key step in Ripple's strategy to integrate more deeply with the traditional financial system and strengthen regulatory compliance.
**BLACKROCK’S BITCOIN ETF GENERATES MORE REVENUE THAN ITS S&P 500 FUND**
* BlackRock’s iShares Bitcoin Trust (IBIT), managing $52 billion in assets, is currently generating higher annual fee revenue than the flagship iShares Core S&P 500 ETF (IVV).
* Although the S&P 500 fund manages significantly more capital (\$624 billion), IBIT’s higher fee structure results in greater earnings for the company.
* These figures highlight the high profitability of new Bitcoin-based financial products, even with fewer assets under management.
**FIRST U.S. SOLANA ETF WITH STAKING BEGINS TRADING**
* The first U.S. ETF for Solana that also offers staking income has launched.
* On its first trading day, the fund saw $33 million in trading volume and attracted $12 million in assets under management.
* It is the first regulated financial product in the U.S. combining a cryptocurrency investment with the ability to earn through staking.
**JPMORGAN AND S&P GLOBAL TEST CARBON CREDIT TOKENIZATION**
* JPMorgan's blockchain division, Kinexys, has partnered with S\&P Global to explore the tokenization of carbon credits.
* The goal is to create a more transparent and efficient market for trading emissions allowances — digital certificates representing CO2 reduction.
* The tests involve creating, tracking, and managing digital versions of carbon credits on a blockchain network.
**MASTERCARD AND BITGET LAUNCH CRYPTO PAYMENT CARD**
* Mastercard, in collaboration with crypto exchange Bitget, has launched a payment card that allows spending digital assets.
* Cardholders can pay with cryptocurrencies at over 150 million merchants worldwide.
* This initiative is another step toward making cryptocurrencies easier to use in the global payment system.
**NEW BANK EREBOR BACKED BY PETER THIEL TO FOCUS ON CRYPTO AND AI**
* A new bank named Erebor is being established, supported by prominent tech investors including Peter Thiel and Joe Lonsdale.
* The bank aims to fill the gap left by the collapse of Silicon Valley Bank and provide financial services for startups in the crypto and AI sectors.
* Erebor is seeking a national banking license to legally serve these rapidly growing industries.
**ADDENTAX CORPORATION PLANS TO PURCHASE 12,000 BITCOINS**
* Publicly traded company Addentax has announced plans to acquire up to 12,000 Bitcoins.
* The company intends to finance this purchase through the issuance of new shares.
* This is yet another example of a public company deciding to add Bitcoin to its reserve assets.
CheckDot is SAFU research CheckDot.