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📢 Promotion Highlights (July 3–17, 2025 UTC)

APR up to 12.3% on XUSD Flexible Products, with:

Real-Time APR ≈ 0.3%, accrued every minute.

Bonus Tiered APR (up to +12%) for smaller subscriptions .

Tiered rewards:

≤ 300 XUSD → ~12.3% APR

300–3,000 XUSD → ~2.3% APR

> 3,000 XUSD → ~0.3% APR

Limits: Minimum 0.1 XUSD; maximum per-user cap at 200k–300k XUSD depending on region .

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🔍 Details & Mechanics

1. Promotion Period:

Starts July 4, 2025 (00:00 UTC) and ends **July 17, 2025 (23:59 UTC)** .

2. How to Participate:

Purchase or deposit XUSD (pegged 1:1 to USD, corporate users via multiple payment methods) .

Navigate to Earn → Simple/Wealth Management → XUSD Flexible and subscribe.

3. Reward Distribution:

Real-time APR compounds continuously in your Earn/Wealth account.

Bonus tiered APR credited daily to your Spot wallet (first credit comes ~2 days after subscription) .

After promotion ends, users still earn the baseline real-time APR (≈ 0.3%).

4. Risks & Terms:

XUSD may be loaned out internally.

Redemptions are instant but may pause during high demand.

Binance may modify or cancel the promo at any time. Read all terms and risk warnings .

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✅ Is It Worth It?

Interest: The effective yield blends a steady 0.3% with a short-term bonus—great for low-risk yield seekers.

Liquidity: Flexible withdrawal is ideal versus locked-yield alternatives.

Caution: Promotional yields funded by Binance—not tied to XUSD fundamentals—so future rates may drop post-promo.

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✅ What to Do Next

1. Decide your deposit tier:

≤ 300 XUSD to maximize bonus APR.

2. Subscribe ASAP—it’s first‑come, first‑served.

3. Track your real-time and daily rewards in ‘Earn’.

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🧐 Considering Other Options?

Binance also features other promotions in their Earn Yield Arena with returns up to ~33% APR—for those open to more risk/reward trade-offs.

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Would you like help comparing this with USDT/USDC promotions, diving into XUSD’s on‑chain mechanics, or risk‑adjustment strategies?