🇪🇺 ECB to Launch Blockchain Euro Settlement by 2026 🔗
🚨 Big news from the European Central Bank (ECB)
The ECB is set to pilot a blockchain-based euro settlement system by Q3 2026 under its new initiative Pontes.
💡 What is Pontes?
Pontes will link DLT (Distributed Ledger Technology) platforms with the Eurozone's core payment system — TARGET Services — enabling tokenized asset settlements in central bank money.
🧪 Backed by over 50+ experiments and 64 participants during ECB's 2024 DLT trials, the pilot aims to modernize financial infrastructures while ensuring safety and efficiency.
🌐 Appia – The Long-Term Vision
While Pontes handles short-term settlement, the Appia track will focus on building a fully integrated DLT ecosystem in Europe, working with both public and private institutions.
📊 Trials showed €1.6B in settlements — proving strong demand for programmable, atomic settlement in central bank money.
⚠️ The ECB highlights the need for:
Standardized legal frameworks
Interoperability with existing systems
Cross-border compatibility
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💬 Do you think blockchain will fully replace traditional settlement systems by 2030?
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