Recently saw that Binance has launched Vaulta ($A) fixed-term wealth management, with a maximum annualized return of up to 17%, and lock-up periods can be chosen for 30 / 60 / 90 / 120 days. If you are already holding $A and plan to keep it for a while, this is actually quite suitable. Although you can redeem it early, interest will be deducted, so it is more suitable for those who really want to hold long-term.
If you don't want to lock up, that's fine too; stablecoins also offer decent returns:
USDC has a maximum savings rate of 11%, and USDT offers 7%. Additionally, for those holding $SOL, participating in staking may also lead to the airdrop of $PIXEL.
To be honest, some people leave their coins sitting there without taking action or engaging in wealth management, effectively missing out on a chunk of money. Even if you don’t want to get too complicated, keeping it in spot markets can still earn some interest; having yielding positions is an efficient asset allocation.