Last time I wrote an article on Binance’s cryptocurrency interest, and it’s still very appealing after opening. Sometimes, the coins I bought haven’t been invested in wealth management or I forgot to put them into wealth management; I can still earn interest directly from spot trading.

Binance has just launched the fixed-term wealth management for Vaulta $A, with an annualized yield of up to 18.9%. You can choose to lock your assets for 30/60/90/120 days. If you don’t want to continue with the fixed term, you can withdraw early, but the daily interest will be deducted, and there are limits on amounts, available on a first-come, first-served basis.

This fixed-term wealth management is suitable for those who already hold $A and have no plans to sell in the long term, and can also earn 18.9% annualized yield. This is much better than going on-chain for a potential zero return, but it does carry the risk of price decline. If you are planning to hold for the long term, it doesn’t really matter.

If you feel there’s a risk in holding coins, you can directly deposit $usdt or $usdc. Currently, $usdc has a maximum interest rate of 10.89%, $usdt has a maximum of 6.93%, and $sol wealth management also has $pixel airdrops.