Article | Special | 30/06/2025
In an era where the features of the global economy are changing rapidly, digital currencies have become more than just digital tokens traded in markets — they represent a new philosophy in understanding money, power, and trust.
From 'Bitcoin' to 'Web 3.0': the shift from assets to infrastructure
- The first generation of currencies, like Bitcoin, began as a liberation movement rejecting the intervention of governments and central banks.
- The current generation is redefining financial internet through blockchain technologies, decentralized finance (DeFi), and smart contract applications that liberate the user from traditional intermediaries.
Why does the new generation care about it?
- Financial independence: the user is the bank, controlling their assets without intermediaries.
- Transparency: blockchain technologies make every transaction clear and tamper-proof.
- New investment opportunities: from non-fungible tokens (NFTFi and SocialFi).
What are the hidden challenges?
- Price volatility is just the tip of the iceberg.
- Unstable government regulations add a layer of ambiguity for investors.
- Security breaches make technical knowledge a prerequisite.
What’s next?
The future looks more exciting, as we may witness the integration of artificial intelligence with blockchain technology, and the emergence of official national digital currencies (CBDCs) that completely change the game. The real winners are those who anticipate the wave, not those who chase after it.
