Guys, today I wanted to have a chat with you about collateralized loans. This is one of those tools in the crypto world that few people use, but it can make a huge difference in your financial life.

Do you know how it works? I'll explain it in detail.

Imagine that you worked the whole month and set aside a thousand reais to invest. But then a trip, a plan, or an unexpected expense comes up. What does the majority do? They spend the money and lose the chance to invest.

With a collateralized loan, it's different. You take that thousand reais, buy a strong crypto like $BTC or $ETH , and deposit it on Binance as collateral. In exchange, Binance lends you a part of that value in $USDT . You have cash in hand, and your asset remains there.

The interest rates are low, around 4 to 6 percent per year. And if the crypto you locked appreciates, you still make a profit. You only pay back the amount you borrowed and keep earning on the asset on the other end.

In other words, you can go on your trip or solve what you need without giving up your investment. It's about using the money without destroying your wealth.

Have you ever used a collateralized loan? Or are you still letting your money sit idle while opportunities pass by?