💳 It turns out that you can now send rubles to the EU directly by card number, as if nothing happened.

Transfers are not instantaneous, but with the conversion of rubles at a rate slightly above 100 per euro (the official rate is 91 rubles).

⚙️ In simple terms, how Sber deceived the system:

— You send rubles;

— They fly through Tajikistan/Uzbekistan/Kazakhstan to an intermediary;

— There, rubles are converted to USDT;

— Then the crypto goes to a provider in the required country;

— That one sends the money as a P2P transfer — and that's it, the euros are with the recipient in Europe.

This literally turns out to be some sort of transnational shadow P2P arbitration. Although the scheme is technically legal. Sber "doesn't touch it with their hands", they don't sell crypto directly.

Technology. 😏