$BTC FHFA: Agencies must prepare for the use of crypto as an asset in mortgage applications

Published 30.06.2025, 11:41

FHFA: Agencies must prepare for the use of crypto as an asset in mortgage applications

The director of the Federal Housing Finance Agency (FHFA), William Pulte, published a directive for Fannie Mae and Freddie Mac, American mortgage agencies, to prepare to account for cryptocurrencies as an asset in real estate financing applications.

In a post on X, Pulte stated that the measure was "in line with President Trump's vision of making the United States the global capital of cryptocurrencies."

In the order, Pulte asserted that cryptocurrencies are an emerging asset class that could offer an opportunity to accumulate wealth outside of stock and bond markets.

The two companies, which buy and sell real estate financing, will have to prepare a proposal showing how they would analyze cryptocurrencies as an asset without converting them to U.S. dollars. Only evident cryptocurrencies stored in the U.S. will be used for this purpose, the order states.

Mortgage agencies will need to submit and receive approval from their respective boards of directors before presenting proposals to the FHFA. #BTC110KToday?