Binance’s founder Changpeng Zhao has ignited fresh debate by declaring that 0.1 $BTC could soon replace a house as the new American Dream.
This statement follows a historic move by U.S. housing leaders to start recognizing bitcoin as valid reserve capital in mortgage applications.
The Federal Housing Finance Agency is now requiring Fannie Mae and Freddie Mac to explore ways for borrowers to count their crypto holdings as part of their reserves.
Zhao’s bold claim suggests that owning a small slice of bitcoin may someday hold more value than owning a traditional property in the U.S.
Currently, only fiat reserves like cash or stocks can be counted, but new guidelines could change this landscape entirely.
Supporters say this could expand homeownership and modernize lending. Critics warn it could expose borrowers to the risks of crypto volatility.
Yet, the step is a clear sign that digital assets are moving closer to mainstream acceptance across major U.S. financial systems.
This development may redefine how Americans view wealth, security, and their financial goals for the next generation.
