From the roller coaster of the crypto world to the 'lying flat experiment' of Yu'ebao.

Last week, when I converted my last USDT to RMB, my account number just jumped to 100 million. I stared at the screen for 10 minutes — this number, which once jumped on the K-line chart faster than my heartbeat, finally settled down.


I have been trading cryptocurrencies for 8 years, turning a principal of 3000 USD into a market value of 100 million USD. I have experienced the ecstasy of Bitcoin rising from 10,000 to 60,000, and I have also felt the despair of losing 3 million in a single contract liquidation. At my craziest, I would stare at the 15-minute K-line while drinking Red Bull every day, until one day I found out my bank card had been frozen 3 times and half my hair turned gray, and I suddenly understood: the money made in the crypto world only counts if you can hold onto it.

Putting 100 million in Yu'ebao, earning over 10,000 in two days?

Out of curiosity, I did an experiment: I transferred 100 million into Yu'ebao. The next day, I opened the app, and the earnings figure popped up — 6725.49 yuan.


Converted to a monthly income of about 200,000. This figure makes me feel a bit dazed: you should know, in the crypto world, grabbing a small market wave could yield daily earnings that exceed this amount. But then I thought:

  • Earning 100 million in the crypto world involves risks of liquidation, card freezing, and policy changes, while the 6750 yuan from Yu'ebao is a certainty that you can earn passively as soon as you open your eyes in the morning.

  • During last year's bear market, I once lost 8 million in just 3 days, while the earnings from Yu'ebao were equivalent to the steady income from one iPhone every day.

  • The most shocking comparison: 100 million in the crypto world could be 'a number that could go to zero at any time', but in Yu'ebao it becomes 'a cash flow that arrives automatically every day'.

When money turns into numbers, I finally understood what 'wealth security' means.

Now, the first thing I do every morning is not to check the market, but to open my Yu'ebao app and send a screenshot to the family group. My mom no longer has to call me in the middle of the night to ask, 'Did the coins drop again?', and my wife has replaced the shopping cart from 'limited edition NFT' to 'school district house renovation plan'.


Some say this is 'compromising with reality', but I know: after seeing too many stories of 'accounts with millions but withdrawal difficulties' in the crypto world, the 6000 yuan that arrives on time every day in Yu'ebao is the real 'wealth immunity'.


Finally, I want to say: the crypto world can indeed create wealth, but more importantly than making money is learning to protect your principal amidst the madness. When 100 million transformed from the bubbles on the K-line chart into the daily earnings in Yu'ebao, I finally understood — money that allows you to sleep soundly is what true wealth is.

#币圈暴富