WHY I AM MIGRATING TO USDC

Until a few months ago, 100% of my cash and operations were concentrated in USDT, including realized profits and coins bought exclusively with USDT.

But recently, I started a gradual and strategic migration to USDC, without abrupt movements and without a defined timeline to migrate everything. Always with analysis, patience, and attention to the scenario.

I have been observing some movements in the macro and regulatory context (like the Genius Act in the U.S.), and that lit a signal to pay more attention to this context.

Additionally, the transparency and compliance of Circle, which issues USDC, have gained relevance and that is weighing on my decisions.

🔍 Circle has even become a publicly traded company on the New York Stock Exchange (NYSE), while Tether (USDT) remains a privately held company.

Another point that caught my attention:

Despite having a smaller market capitalization (around $61.6 billion, compared to $156 billion for Tether), the daily trading volume of USDC has surpassed that of USDT on some days. Indicating greater institutional adoption.

🧾 Moreover:

• USDC has reserves held by traditional banks like Bank of New York Mellon, with monthly audits conducted by Deloitte.

• USDT has reserves certified by BDO Italy, with less frequent reviews.

⚖️ DOUBTS: diversify or concentrate?

Being 100% in USDT offers us greater liquidity and broad acceptance, but implies less regulatory transparency and greater exposure to institutional risks of Tether.

Being 100% in USDC provides more security in governance, audit, and regulation, especially now that Circle is listed on the NYSE. But there is still less global liquidity on some platforms and pairs.

➡️ Could it be that a more balanced approach might be a mix between the two stablecoins, distributing risks and leveraging the strengths of each? I CONFESS that I still do not know the answer.$USDC