Stellar (XLM) has made several important agreements around the world, especially in the global financial sector. Notable examples include ¹ ²:

- *Partnership with IBM*: Stellar has formed a strategic partnership with IBM to develop World Wire, a platform that facilitates almost instant payments in over 70 countries. This partnership highlights Stellar's effectiveness in real-world applications and demonstrates its ability to process fast and cost-effective international transactions.

- *Asset tokenization*: Stellar is innovating in the financial market with asset tokenization, allowing real-world goods, such as real estate and bonds, to be converted into digital tokens. This makes trading faster and less bureaucratic.

- *International remittances*: Stellar has been an important tool for facilitating international remittances, especially in developing countries where access to traditional banking is limited.

- *Partnerships with financial institutions*: Stellar has formed partnerships with various financial institutions to expand its influence and utility in real-world financial applications. Some examples include investments in AirTM and discussions with MoneyGram.

- *Development of smart contracts*: Stellar launched Soroban, a smart contract platform that went live on Mainnet after a successful validator vote. This platform features advancements such as support for the elliptic curve secp256r1, improvements in state archiving, and fee optimizations.

These partnerships and developments demonstrate Stellar's commitment to driving financial inclusion and its potential for greater adoption in the global financial market.