JUST DAO has just announced important adjustments related to the collateral and reserve ratios of USDJ on the JustLend platform, reflecting a change in operational strategy and protecting user interests. This adjustment marks an important transition in risk management and the performance of the cryptocurrency market, especially in the context of the growing trends of lending platforms as well as the increasing volatility of digital asset markets.
Adjusting the USDJ collateral ratio on the JustLend platform
JUST DAO has announced a reduction in the collateral ratio of USDJ from 75% to 0%. This is a strategic adjustment aimed at reflecting the strict control of risks associated with borrowing and lending cryptocurrencies on the platform.
The collateral ratio is one of the important parameters that determine the level of protection of collateral when users borrow USDJ. This change will directly affect borrowing activities and the liquidity of USDJ in the market.
The significance of lowering the collateral ratio
Reducing the collateral ratio to 0% aims to mitigate potential risks for the platform as the cryptocurrency market continues to experience significant fluctuations. This also serves as a basis for JustLend to prepare for subsequent adjustments related to gradually withdrawing USDJ from the market.
This means that users will not be able to use USDJ as collateral to borrow on JustLend, thereby limiting the risks of imbalances between supply and demand as well as significant price fluctuations.
Changes in the USDJ reserve ratio and their impact on the cryptocurrency market
In addition to adjusting the collateral ratio, JUST DAO also raised the reserve ratio of USDJ from 5% to 100%. The reserve ratio is the portion of money that the platform retains to ensure liquidity stability and the financial health of the system.
Increasing the reserve ratio to the maximum level shows that JustLend is strengthening measures to protect the cryptocurrency ecosystem while reducing liquidity risk when the market shows signs of significant volatility.
The impact of a high reserve ratio on users
A 100% reserve ratio means that all USDJ that users deposit or provide may be locked or cannot be used for lending or other transactions on the platform. This is a necessary condition for JUST DAO to prepare for a safe and controlled withdrawal of Tokens from the market.
Users should take note of the changes and monitor official announcements to adjust their investment activities, avoiding unwanted risks when trading on JustLend.
The implementation process and effectiveness of changes on JustLend
JUST DAO has determined that the effective date of the changes to the collateral and reserve ratios is at 23:59 on June 29, 2025. This is the final deadline for users to complete remaining activities on USDJ.
Currently, the functions of providing and lending USDJ on the JustLend platform have been temporarily suspended to prepare for the adjustment process of market parameters and gradually withdraw Tokens from the ecosystem. This move reflects the professionalism and transparency of JUST DAO in managing and operating the cryptocurrency platform.
Recommendations for users of the JustLend platform
Users should proactively check their asset portfolio and loans to avoid being affected by changes in the operating mechanism. At the same time, they should pay attention to updates from JUST DAO and the JustLend platform to optimize their benefits and effectively manage risks.
The suspension of lending and providing USDJ is a strategically calculated move to ensure asset safety for the user community while maintaining the reputation of the Vietnamese cryptocurrency ecosystem.
The importance of JUST DAO's adjustments in today's cryptocurrency market
The adjustment of the collateral and reserve ratio of USDJ by JUST DAO reflects the maturity and enhanced risk governance at cryptocurrency lending platforms. At the same time, this is a necessary measure to maintain stability in an increasingly competitive and volatile market.
The decisions not only demonstrate extensive expertise but also build strong trust with users through transparent, responsible actions and long-term management orientation.
Source: https://tintucbitcoin.com/just-dao-dieu-chinh-ty-le-usdj/
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