Grok suggested that XRP might reach $200 between 2030 and 2032 if it captures a sizable share of the $5 trillion global remittance market. Nonetheless, reaching $400 could take until 2035–2040, and would likely require XRP to replace or compete directly with major global payment systems like SWIFT.

We also assessed predictions from crypto platforms Changelly and Telegaon. Analysts at Changelly believe XRP could reach a price between $200 to $400 in 2040. Specifically, they believe XRP could reach a maximum price of $222 in January 2040 and then claim a minimum price of $408 a few months later, in March 2040.

Meanwhile, Telegaon does not even expect XRP to claim $200 in 2040. They believe it would take 10 more years, predicting that XRP could trade at a minimum price of $236 in 2050. However, they expect the maximum price in 2050 to be $285, with no provision for a timeline for reaching $400.

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