#Hifi — is a decentralized financial protocol that allows users to lend and borrow cryptocurrency at a fixed interest rate. Hifi Governance is a community-organized process for managing risks and incentives to ensure the smooth operation of the protocol. HIFI token holders make decisions about which assets users can use for borrowing, including tokens from the Ethereum network, NFTs, and even tokens backed by real assets. At the core of the Hifi lending protocol is a fee switch, which, once activated, charges a fee each time a user takes out a loan in the protocol.$HIFI