The purpose of working is to earn money early to buy one's freedom and stop working, not to make you the top star in a brothel. The purpose of trading coins is to make money to spend, not to make you a deity of currency.

If your wealth exceeds that of 99% of people in this society, and you still do not have freedom, then it is greed that has bound you.

(In our country, having assets of 6 million minus loans can place you in the top 1%, however, if it is a first-tier city like Shanghai, assets of 10 million can only rank in the top 3%, and 100 million can rank in the top 0.3%. The standard for financial freedom is approximately 30 million.) ​
The purpose of working is to earn money early to buy your freedom, not to become the top performer in a brothel. The purpose of trading cryptocurrencies is to make money to spend, not to become a cryptocurrency deity.
I still cannot understand: why are there many people with high cognition, yet they are very poor?
Why can't your cognition be expressed?
Is cognition that cannot be monetized correct?

Is buying insurance for returns? Is it for the lack of risk???

My cash has never cared about any returns.
I only care about having no risk.