USA begins study to accept crypto in real estate financing

The U.S. Federal Housing Finance Agency (FHFA), the body that regulates Fannie Mae and Freddie Mac, has just issued an order authorizing the consideration of cryptocurrencies as eligible assets in the risk analysis for residential mortgages.

The document, signed on 06/25/2025, allows crypto assets to be included in the calculation of the financial capacity of those seeking a loan, without the need for immediate conversion to dollars.

It is still in the evaluation phase, but marks a turning point: for the first time, the traditional system is officially considering accepting crypto as a legitimate asset reserve.