Binance just launched a smart upgrade: on the maturity of your fixed‑rate crypto loan, you can now convert it into a flexible‑rate loan—no scramble to repay and no risk of liquidation .
Here’s the lowdown:
During your fixed‑rate loan setup, or anytime via Ongoing Orders, enable “Convert to Flexible Rate.”
Once it matures, Binance may convert it to a flexible‑rate loan (with new terms), or you’ll need to repay as usual .
After conversion, interest is charged hourly at the flexible rate—no hidden fees .
Why this matters:
Eliminates the rush to repay or risky margin calls.
Offers breathing room in volatile markets.
Makes borrowing smoother and user-friendly.
Think of it as a safety net for crypto loans—more control, less stress.
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