🔒 Real experiences + suggested reference guide (save for backup)
Many friends have had their accounts frozen after helping others with "U" withdrawals, and even faced inquiries. Investigators usually ask these three questions; below I will teach you how to respond reasonably to protect yourself:
❓1. "Do you know that virtual currency transactions are not protected by law?"
You can respond like this👇
"I know that virtual currency is currently in a regulatory gray area in China, but there is no clear legislation stating that buying and selling virtual currency is illegal.
As an individual, I am only helping friends exchange point-to-point, and I have no subjective intent to break the law, nor is there any fraud involved."
👉 Keywords: No subjective malice, personal behavior, not a professional agent.
❓2. "Your account has received suspected funds, and you must refund the full amount to unfreeze it!"
You can respond👇
"I am willing to actively cooperate with the public security investigation and refund the relevant portion of the funds, but according to relevant regulations, the actual refund amount is usually handled based on negotiation ratios, account nature, and liability determination, and it does not necessarily have to be the full amount."
📌 If there is a victim who agrees to negotiate, it can effectively promote the unfreezing process.
❓3. "If you do not cooperate, it may affect your use of other bank cards or even leave a criminal record?"
You can say👇
"I have fully cooperated and submitted the relevant materials, and after ruling out involvement in the case, I believe it will not affect my other bank cards or credit report.
At the same time, I understand that a frozen account does not equate to a conviction or a criminal record.
✅ Based on experience, if the account that is frozen is a secondary card (not core to the case), it usually won't affect other accounts and won't leave a criminal record. A primary card (directly receiving fraudulent funds) is more likely to trigger higher-level risk control.
✅ In conclusion: These things must be noted!
1️⃣ Never help strangers exchange U in the future, no matter how much they offer, the risk is too great.
2️⃣ When withdrawing money, be sure to verify the other party's identity, bank card, fund flow, and purpose.
3️⃣ For large amounts, it is strongly recommended to save chat records and transaction proofs in advance.
4️⃣ Once frozen, consult a lawyer immediately and cooperate with the public security to clarify your innocence.
🎯 Remember this: Not all transactions are worth doing. Don’t risk your real-name information for "quick money."
If you have encountered similar issues, feel free to share your experiences in the comments. Let's keep the risks at bay together. 📵