🕌 Deeni Pehlu Se Saaf Aur Seedha Jawab
> 😔 "Dil mein bechaini, logon ke sawaal, aur har waqt ka shakk..."
Chaliye is paicheeda maslay ko Qur’an-o-Hadith ki roshni mein asaani se samjhte hain.
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❌ Aksar Islamic Scholars Futures Trading Ko Kyun Mana Karte Hain?
1️⃣ Gharar – Be-Yaqeeni aur Shak
📉 Futures mein aap us cheez ka qarardad karte ho jo na aapke paas hoti hai, na aap us waqt deliver kar sakte ho.
📖 Hadith: "Woh cheez na becho jo tumhari milkiyat mein na ho." – (Tirmidhi Shareef)
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2️⃣ Riba – Yani Sood Ka Dakhla
💸 Jab aap margin ya leverage se kaam karte ho, to interest (riba) involve hoti hai — aur Sood Islam mein sakht mana hai.
Futures contracts mein yeh aam baat hai, is liye ye nizaam Shariah ke khilaf hai.
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3️⃣ Maisir – Qismat Aazmaayi Ya Jua
🎰 Sirf daam ka andaza laga kar invest karna, jabke asli asset ka koi wujood ya maqasad na ho — Islam ke nazdeek ye jua kehlata hai.
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4️⃣ Taa’kheer Wali Payment aur Delivery
📦 Islam mein ya to maal foran milta hai ya paisa.
Futures mein dono cheezein baad mein hoti hain — is wajah se iska contract Islamic Trade Rules ko pura nahi karta.
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✅ Kab Kuch Scholars Ise Jaiz Kehte Hain?
Futures sirf tab permissible ho sakte hain agar:
✔️ Contract "Salam" ya "Istisna" ke usoolon pe ho
✔️ Jo asset trade ho raha ho, wo halal aur physically existing ho
✔️ Seller ke paas asset ho ya usay bechnay ka legal right ho
✔️ Koi bhi leverage, interest, ya speculative niyyat shamil na ho
✔️ Yeh deal sirf business hedging ke liye ki gayi ho, na ke profit chasing ke liye
📌 In conditions mein bhi, yeh specific Shariah models hone chahiye — har kisi future contract pe yeh apply nahi hota.
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📚 Islami Marakez Ka Mansooba Kya Kehna Hai?
🧾 AAOIFI – Traditional futures ko reject karta hai
🕌 Darul Uloom Deoband – Isay mukammal tor par haram keh chuka hai
👳♂️ Kuch naye scholars – Structured Islamic models ke supporter hain, magar sakteen sharaait ke saath
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📌 Natija:
> 🚫 Jo futures contracts aaj ke dor mein chalte hain, wo Islam mein jaiz nahi hain.
✅ Halal investment chahiye to in options par ghour karein:
Islamic Funds 🏦
Shariah Based Stocks 📈
Sukuk (Islamic Bonds) 📜
Real Assets, jaise zameen ya tijarati maal 🏠⛽
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🤲 Aakhir Mein Naseehat:
Agar ab bhi confusion hai to apne ilaqai Mufti sahab ya Islamic financial advisor se mashwara zarur karein.
💡 Halal tareeqon se trading karein, apne maal ko paak banayein — taake rizq mein barkat ho.