Stellar (XLM): The Enterprise-Grade Blockchain for Seamless Cross-Border Payments

Stellar has outpaced many Layer 1 competitors in transaction activity, processing over 74 million transactions in the past 30 days—a 25% surge in daily volume. This growth is fueled by rising USD Coin (USDC) adoption and the expansion of tokenized asset projects on the network.

A major vote of confidence comes from Franklin Templeton, one of the world’s largest asset managers, which has deployed more than $400 million in tokenized assets on Stellar.

This places Stellar firmly among the top three networks in the real-world asset space. Additionally, its inclusion in Nasdaq indices alongside leading Layer 1 tokens has further strengthened its institutional standing.

Designed for cross-border payments, remittances, and financial inclusion, Stellar offers fast finality and ultra-low transaction fees—features that make it a preferred choice for banks and fintech platforms. Thanks to partnerships with MoneyGram and other major players, Stellar enables digital asset conversions in over 180 countries.

From a nurse in Dubai sending money back to the Philippines to Latin American startups issuing tokenized microloans, Stellar delivers frictionless, affordable financial services. Its blend of institutional backing, real-world use cases, and payment utility make XLM one of the most compelling cryptocurrencies to watch—and potentially buy—in 2025.

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