In a world where TradFi prioritizes organizations, Spark is born to return control of capital flows to users, by turning stablecoins into powerful and transparent profit-generating tools on-chain.
👉 What is Spark?
An on-chain capital allocator platform with over $4B TVL, generating $180M+ in annual revenue. Spark helps users, organizations, and even DeFi protocols optimize returns on stablecoins through three core products:
🔹 SparkLend – A decentralized lending protocol ($3.4B deployed), allowing borrowing/lending of stablecoins with interest rates determined by governance, independent of pool utilization.
🔹 Spark Savings – A yield-generating savings product ($3.26B deposits), where users exchange USDC/USDT for sUSDS/sUSDC – stablecoins that provide on-chain yields from DeFi and real-world assets (RWA).
🔹 Spark Liquidity Layer (SLL) – A large-scale liquidity deployment machine, connecting with top-tier protocols like Aave, Morpho, Ethena, BlackRock BUIDL, Superstate…
💡 With Spark, you can:
✅ Deposit stablecoins and earn real returns – transparent, no fees, no slippage
✅ Borrow large amounts with stable costs thanks to a $6.5B reserve from the Sky ecosystem
✅ Connect to DeFi without being overly technical – everything is built to serve users, organizations, and protocols
🌍 Who should care about Spark?
• DeFi users want to deposit safely, earn good returns, without complexity
• DeFi protocols, DAOs need large-scale, sustainable, transparent liquidity sources
• DeFi whales/power users need to borrow or deploy millions of USD with stable and flexible interest rates
🧠 Behind Spark is Phoenix Labs – a technical team specializing in smart contracts, also the 'creator' of Spark. Led by Sam MacPherson, an OG from MakerDAO/Sky, Spark is built with an open, transparent, and efficient spirit.
🔥 Spark is not just a protocol – it is a new financial infrastructure layer for DeFi.
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📌 Discover now at spark.fi
👉 Follow for updates: @sparkdotfi
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